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Posted by Master on

Are Passive Index Markets A Good Option?

In a recent article that was published on CNBC online by Timothy Armour covers the topic of well-known investor and billionaire Warren Buffett’s investment strategy challenge that was issued to a group of prolific hedge fund managers. He claimed that he would be able to see a better overall return from investing in the S&P passive fund index as opposed to their approach. He ended up collecting on his bet which was simply to prove that investors were getting the short end of the stick by many of the available funds that are on the market.

Warren Buffett issued a letter that stated his opinion on the issue. He said that there are too many poorly performing or mediocre mutual funds out there that are not showing the type of returns that Americans should be seeing, especially those that have already or are about to retire. He also went on to say that many underestimate are simply not educated about passive index investments. A good return over the long run is what will be most beneficial to those that need a nest egg for retirement. Timothy Armour disputes his viewpoint, however, and he claims that the passive index market is not a safe strategy for the average American to see a safe return. Passive index markets are not safe from a down market.

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Timothy Armour is the Principal Executive Officer at Capital Research and Management Company. In addition, he also serves as the Chairman and the Director. He serves as the Chairman for The Capital Group Companies as well. He is and Equity Portfolio Manager by trade and has worked in the industry extensively. Mr. Armour has spent his entire professional career with Capital Management and entered their Associate Program initially. He has served in many different positions and has an in-depth understanding of the industry and that company in particular which makes him a highly capable leader.

Posted by Master on

Nationwide Title Clearing, Inc. Continues to Blaze the Trail

Nationwide Title Clearing, Inc. is a leading wholesale title and document processing company that was established in 1991 and today is the largest lien release and assignments provider in the world. Nationwide is the key choice of eight out of the top ten retail mortgage and banking organizations in the United States.


As with most successful companies, a big key to its success is its employees. Nationwide has over 570 exceptionally trained employees who are at the top of their game. They are very well trained and even have an additional 100 advanced training modules which help with advancement to supervisor and management positions.


Employees like working at Nationwide, and they tend to stay. The working environment is challenging in the scope of what the employees accomplish, but it is a very positive experience when the amount of backup and technology is taken into consideration. Everything is at the fingertips of a service employee, which makes their job more predictable and convenient.


For the past five out of six years, Nationwide has been voted by an independent agency to be among the top 100 best places to work, as pointed out by the Tampa Bay Times. That is an honor that not may companies would receive in a lifetime, set alone for several years in a row.


In a recent interview at a national convention, Nationwide CEO John Hillman was sharing some of the attributes of Nationwide’s rise in the mortgage industry. He mentioned the stress that the work requirements could put on employees if they didn’t have a way to compensate. The standards are high, but the ability to offer programs that make work fun is very important in a high stress, detailed type of work that is required in the mortgage industry.


Hillman went on to say that the industry talks a lot about compliance, but it is not always the final result that everyone hopes it will be. He said that the key is for individual companies to set the objects at the high point and then publically address the issues and meet the objectives. That will solve any compliance issue when it is successful.


Nationwide ranks in the top 500 fastest growing companies in America and it doesn’t seem like that is going to slow down. When you are in great demand, you simply create the infrastructure to handle it and plan for more growth. Nationwide is certainly poised to do just that and the future looks very bright indeed.


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Posted by Master on

The Natural and Organic EOS Lip Balm is Steadily Rising to the Leader in the Industry

In the past decade, things have drastically changed in the lip balm industry, and it can all be attributed to the sensational new EOS Lip Balms that have hit the market. Chapstick, original, cherry or mint, has been the leading lip balm for many years, in fact, it was the only lip balm besides the cheap generic brands.

EOS Lip Balm is a unique lip balm that comes in over 15 different flavors, which makes it very intriguing for the oversaturated market and the millennials who have adopted the new EOS lip balm products. One of the defining differences of the EOS or Evolution of Smooth products is that they are not buying into the cylindrical containers that Chapstick is known for.

EOS has designed a pretty, sassy round container that allows the user to apply the balm from a pretty little container. EOS also adds a fragrance to match the flavor in their products, so as they are used an inviting fragrance enhances the user as well.

It was seven years ago that EOS Lip Balm began to occupy the shelves in Walgreens, Walmart stores, and Target. Celebrities like Miley Cyrus, Christina Aguilera, and Kim Kardashian began using the little balls of balm and were seen with them everywhere. Then the latest thing in lip balms hit the beauty magazines and the L.A. fashion world, and EOS became second only to Burt’s Bees Lip Balm.

EOS Lip Balm is organic, which is presently in high demand. Today, it sells over 1 million units a week, and management has strategic plans for the future. As the lip care market is expanding and growing at a steady pace, EOS market researchers project that by 2020 sales will exceed $2 billion, which is outstanding for the lip balm company.